They have the same characteristics as real diamonds, the same hardness, same conductivity, the same sparkle. There are more couples shopping together for the engagement ring now than ever before and the result is often higher levels of happiness and lower levels of stress. However, it helps to know enough about jewelry insurance to ask your agent the right questions and to be aware of how the process works.
Explanation of Cut, Color and Clarity of This Diamond
Cut Quality The ideal cut diamond is designed to reflect a maximum amount of light through the crown. When a diamond is ideally cut, light rays from all sides are bent towards the center of the stone and are reflected back through the top in a blaze of light. Such diamonds are perceived as most brilliant and fiery, thus making this the most desirable cut.
Color Slight presence of color may be detected in F color graded diamonds by an expert gemologist. The diamonds of this grade are considered colorless. Great choice for the purist. Look for a fluorescence rating of faint, inert, none, or negligible.
Clarity Inclusions and external blemishes in diamonds of SI1 clarity may be easy to spot under 10X power magnification. Location of the inclusions greatly affect their visibility to the naked eye. SI1 diamonds of good color produce as good of a sparkle as the more expansive VS graded stones of lower color. Excellent bargains may be fond in this category.